> ## Documentation Index
> Fetch the complete documentation index at: https://apidocs.hopnow.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Flow 2: Virtual account go-live (optional)

> Open virtual accounts when your integration needs them

<div className="hop-lede">Complete this flow if your integration uses virtual accounts.</div>

The [Virtual Account Onboarding guide](/fx/flows/va-onboarding) covers account selection, business and individual verification, requirements, and troubleshooting in detail.

<div className="hop-flow hop-flow-steps">
  <div className="hop-prereq"><span className="hop-strong">Optional:</span> if you only use the trading account, skip to <a href="/fx/flows/flow-3-receive-money">Flow 3: Receive money</a>.</div>

  <div className="hop-legend" aria-label="Flow legend">
    <span className="hop-legend-item"><span className="hop-chip hop-chip-platform">You</span>the API caller</span>
  </div>

  <ol className="hop-steps">
    <li className="hop-step-row">
      <span className="hop-step-n">1</span>
      <span className="hop-chip hop-chip-platform">You</span>

      <div className="hop-step-body">
        <a href="/fx/flows/va-onboarding#choose-your-customer-model" className="hop-step-title">Select the account</a>
        <span className="hop-step-description">Use the account that represents the virtual account holder. Follow the guide's direct or platform customer setup to select or create it.</span>
      </div>
    </li>

    <li className="hop-step-row">
      <span className="hop-step-n">2</span>
      <span className="hop-chip hop-chip-platform">You</span>

      <div className="hop-step-body">
        <a href="/fx/flows/va-onboarding#complete-onboarding" className="hop-step-title">Complete group onboarding</a>
        <span className="hop-step-description"><a href="/fx/api-reference/virtual-account-groups/create-group">Open a virtual account group</a> and complete its requirements. Wait for onboarding approval and for Hop to enable the group. If the required group is already approved and enabled, reuse it.</span>
      </div>
    </li>

    <li className="hop-step-row">
      <span className="hop-step-n">3</span>
      <span className="hop-chip hop-chip-platform">You</span>

      <div className="hop-step-body">
        <a href="/fx/api-reference/virtual-accounts/create-virtual-account" className="hop-step-title">Create the virtual account</a>
        <span className="hop-step-description"><a href="/fx/api-reference/virtual-accounts/create-virtual-account">Create a virtual account</a> in the currency you need. Wait until <a href="/fx/api-reference/virtual-accounts/get-virtual-account">Get Virtual Account</a> returns <code>status: active</code> before sharing its bank details with payers.</span>
      </div>
    </li>
  </ol>
</div>

## Next

Continue to [Flow 3: Receive money](/fx/flows/flow-3-receive-money) to receive deposits into the virtual account.