Get Virtual Account

curl --request GET \
  --url https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id} \
  --header 'X-API-Key: <api-key>'

import requests

url = "https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}"

headers = {"X-API-Key": "<api-key>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};

fetch('https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-API-Key", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'

response = http.request(request)
puts response.read_body

{
  "id": "va_7yq2m9p4q1w8e5r3t6y0u2i4",
  "object": "virtual_account",
  "account_id": "acct_3mnq7c1e6a2b4f3c9b8d2e5a",
  "currency": "EUR",
  "status": "active",
  "beneficiary_name": "Acme GmbH",
  "beneficiary_address": null,
  "bank_name": "Partner Bank",
  "bank_address": null,
  "account_name": null,
  "account_number": "DE89370400440532013000",
  "iban": "DE89370400440532013000",
  "swift_bic": "PBNKDEFF",
  "routing_number": null,
  "sort_code": null,
  "intermediary_bank_name": null,
  "intermediary_swift_bic": null,
  "supported_rails": ["sepa", "swift"],
  "balance": "12500.00",
  "pending_deposit": "300.00",
  "held_for_payment": "1200.00",
  "total_balance": "14000.00",
  "created": "2026-05-01T10:05:00Z",
  "updated": null
}

GET

accounts

{account_id}

virtual-accounts

{va_id}

Get Virtual Account

curl --request GET \
  --url https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id} \
  --header 'X-API-Key: <api-key>'

import requests

url = "https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}"

headers = {"X-API-Key": "<api-key>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};

fetch('https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-API-Key", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://api.hopnow.io/va/v1/accounts/{account_id}/virtual-accounts/{va_id}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'

response = http.request(request)
puts response.read_body

{
  "id": "va_7yq2m9p4q1w8e5r3t6y0u2i4",
  "object": "virtual_account",
  "account_id": "acct_3mnq7c1e6a2b4f3c9b8d2e5a",
  "currency": "EUR",
  "status": "active",
  "beneficiary_name": "Acme GmbH",
  "beneficiary_address": null,
  "bank_name": "Partner Bank",
  "bank_address": null,
  "account_name": null,
  "account_number": "DE89370400440532013000",
  "iban": "DE89370400440532013000",
  "swift_bic": "PBNKDEFF",
  "routing_number": null,
  "sort_code": null,
  "intermediary_bank_name": null,
  "intermediary_swift_bic": null,
  "supported_rails": ["sepa", "swift"],
  "balance": "12500.00",
  "pending_deposit": "300.00",
  "held_for_payment": "1200.00",
  "total_balance": "14000.00",
  "created": "2026-05-01T10:05:00Z",
  "updated": null
}

Fetches a single virtual account with its current readiness status, bank-details payload, and balances. No request body. Use this endpoint as the source of truth for the current balances; the bank details are already returned by Create Virtual Account.

Virtual accounts only exist for supported currencies — Create Virtual Account fails with 422 UNSUPPORTED_CURRENCY for unsupported ones, so this endpoint never returns a degraded shape. See Errors.

Path Parameters

string

required

Account id (acct_…) that owns the virtual account.

string

required

Virtual account id (va_…).

Response

string

Virtual account id (va_…).

string

Always virtual_account.

string

Owning account id (acct_…).

string

Currency of the virtual account (ISO 4217).

string

active or revoked (disabled). pending and suspended are reserved and not currently returned.

string | null

Account holder name on the virtual account.

string | null

Account holder address.

string | null

Name of the bank holding the virtual account.

string | null

Address of the holding bank.

string | null

Display name of the account.

string | null

Virtual bank account number (VBAN). Null when not supported by the rail.

string | null

IBAN, where the currency/rail supports it. Null when not supported by the rail.

string | null

SWIFT/BIC of the holding bank.

string | null

US ABA routing number (ACH / Fedwire).

string | null

UK sort code (Faster Payments).

string | null

Intermediary (correspondent) bank name, if applicable.

string | null

Intermediary bank SWIFT/BIC, if applicable.

string[]

Payment rails the virtual account can receive on: ach, fedwire, swift, sepa, spei, pix, faster_payments.

decimal

Available balance, currency-formatted.

decimal

Inbound deposits received but not yet credited to the available balance.

decimal

All funds held against this virtual account and not yet available: in-flight payments and transfers, FX holds, and platform or service fees. Equals total_balance minus balance minus pending_deposit.

decimal

Total balance including pending deposits and held funds.

timestamp

Creation timestamp (ISO 8601, UTC).

timestamp | null

Last update timestamp (ISO 8601, UTC).

{
  "id": "va_7yq2m9p4q1w8e5r3t6y0u2i4",
  "object": "virtual_account",
  "account_id": "acct_3mnq7c1e6a2b4f3c9b8d2e5a",
  "currency": "EUR",
  "status": "active",
  "beneficiary_name": "Acme GmbH",
  "beneficiary_address": null,
  "bank_name": "Partner Bank",
  "bank_address": null,
  "account_name": null,
  "account_number": "DE89370400440532013000",
  "iban": "DE89370400440532013000",
  "swift_bic": "PBNKDEFF",
  "routing_number": null,
  "sort_code": null,
  "intermediary_bank_name": null,
  "intermediary_swift_bic": null,
  "supported_rails": ["sepa", "swift"],
  "balance": "12500.00",
  "pending_deposit": "300.00",
  "held_for_payment": "1200.00",
  "total_balance": "14000.00",
  "created": "2026-05-01T10:05:00Z",
  "updated": null
}

Getting Started

Integration Flows

Webhooks

Endpoints

Get Virtual Account

Path Parameters

Response

​Path Parameters

​Response

Path Parameters

Response