Create Payout Destination
curl --request POST \
--url https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations \
--header 'Content-Type: application/json' \
--header 'X-API-Key: <api-key>' \
--data '
{
"country": "<string>",
"type": "<string>",
"currency": "<string>",
"label": "<string>",
"bank_name": "<string>",
"bank_address": {},
"correspondent_bank_name": "<string>",
"correspondent_bank_address": {},
"correspondent_bank_swift": "<string>",
"account_holder": "<string>",
"account_name": "<string>",
"account_number": "<string>",
"account_type": "<string>",
"routing_number": "<string>",
"iban": "<string>",
"swift_code": "<string>",
"pix_key": "<string>",
"network": "<string>",
"wallet_address": "<string>"
}
'import requests
url = "https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations"
payload = {
"country": "<string>",
"type": "<string>",
"currency": "<string>",
"label": "<string>",
"bank_name": "<string>",
"bank_address": {},
"correspondent_bank_name": "<string>",
"correspondent_bank_address": {},
"correspondent_bank_swift": "<string>",
"account_holder": "<string>",
"account_name": "<string>",
"account_number": "<string>",
"account_type": "<string>",
"routing_number": "<string>",
"iban": "<string>",
"swift_code": "<string>",
"pix_key": "<string>",
"network": "<string>",
"wallet_address": "<string>"
}
headers = {
"X-API-Key": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'X-API-Key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
country: '<string>',
type: '<string>',
currency: '<string>',
label: '<string>',
bank_name: '<string>',
bank_address: {},
correspondent_bank_name: '<string>',
correspondent_bank_address: {},
correspondent_bank_swift: '<string>',
account_holder: '<string>',
account_name: '<string>',
account_number: '<string>',
account_type: '<string>',
routing_number: '<string>',
iban: '<string>',
swift_code: '<string>',
pix_key: '<string>',
network: '<string>',
wallet_address: '<string>'
})
};
fetch('https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'country' => '<string>',
'type' => '<string>',
'currency' => '<string>',
'label' => '<string>',
'bank_name' => '<string>',
'bank_address' => [
],
'correspondent_bank_name' => '<string>',
'correspondent_bank_address' => [
],
'correspondent_bank_swift' => '<string>',
'account_holder' => '<string>',
'account_name' => '<string>',
'account_number' => '<string>',
'account_type' => '<string>',
'routing_number' => '<string>',
'iban' => '<string>',
'swift_code' => '<string>',
'pix_key' => '<string>',
'network' => '<string>',
'wallet_address' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-API-Key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations"
payload := strings.NewReader("{\n \"country\": \"<string>\",\n \"type\": \"<string>\",\n \"currency\": \"<string>\",\n \"label\": \"<string>\",\n \"bank_name\": \"<string>\",\n \"bank_address\": {},\n \"correspondent_bank_name\": \"<string>\",\n \"correspondent_bank_address\": {},\n \"correspondent_bank_swift\": \"<string>\",\n \"account_holder\": \"<string>\",\n \"account_name\": \"<string>\",\n \"account_number\": \"<string>\",\n \"account_type\": \"<string>\",\n \"routing_number\": \"<string>\",\n \"iban\": \"<string>\",\n \"swift_code\": \"<string>\",\n \"pix_key\": \"<string>\",\n \"network\": \"<string>\",\n \"wallet_address\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-API-Key", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations")
.header("X-API-Key", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"country\": \"<string>\",\n \"type\": \"<string>\",\n \"currency\": \"<string>\",\n \"label\": \"<string>\",\n \"bank_name\": \"<string>\",\n \"bank_address\": {},\n \"correspondent_bank_name\": \"<string>\",\n \"correspondent_bank_address\": {},\n \"correspondent_bank_swift\": \"<string>\",\n \"account_holder\": \"<string>\",\n \"account_name\": \"<string>\",\n \"account_number\": \"<string>\",\n \"account_type\": \"<string>\",\n \"routing_number\": \"<string>\",\n \"iban\": \"<string>\",\n \"swift_code\": \"<string>\",\n \"pix_key\": \"<string>\",\n \"network\": \"<string>\",\n \"wallet_address\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-API-Key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"country\": \"<string>\",\n \"type\": \"<string>\",\n \"currency\": \"<string>\",\n \"label\": \"<string>\",\n \"bank_name\": \"<string>\",\n \"bank_address\": {},\n \"correspondent_bank_name\": \"<string>\",\n \"correspondent_bank_address\": {},\n \"correspondent_bank_swift\": \"<string>\",\n \"account_holder\": \"<string>\",\n \"account_name\": \"<string>\",\n \"account_number\": \"<string>\",\n \"account_type\": \"<string>\",\n \"routing_number\": \"<string>\",\n \"iban\": \"<string>\",\n \"swift_code\": \"<string>\",\n \"pix_key\": \"<string>\",\n \"network\": \"<string>\",\n \"wallet_address\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body{
"id": "<string>",
"object": "<string>",
"beneficiary_id": "<string>",
"country": "<string>",
"payment_rails": [
{}
],
"type": "<string>",
"label": "<string>",
"currency": "<string>",
"network": "<string>",
"status": "<string>",
"account_name": "<string>",
"account_number_last4": "<string>",
"account_type": "<string>",
"routing_number": "<string>",
"swift_code": "<string>",
"iban_masked": "<string>",
"clabe_last4": "<string>",
"pix_key_last4": "<string>",
"wallet_address_masked": "<string>",
"bank_name": "<string>",
"bank_address": {},
"correspondent_bank_name": "<string>",
"correspondent_bank_address": {},
"correspondent_bank_swift": "<string>",
"account_holder": "<string>",
"created": "<string>",
"updated": "<string>",
"created_by": "<string>",
"updated_by": "<string>"
}Payout Destinations
Create Payout Destination
Add a bank account or wallet as a payout destination for a beneficiary
POST
/
v1
/
accounts
/
{account_id}
/
beneficiaries
/
{beneficiary_id}
/
payout-destinations
Create Payout Destination
curl --request POST \
--url https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations \
--header 'Content-Type: application/json' \
--header 'X-API-Key: <api-key>' \
--data '
{
"country": "<string>",
"type": "<string>",
"currency": "<string>",
"label": "<string>",
"bank_name": "<string>",
"bank_address": {},
"correspondent_bank_name": "<string>",
"correspondent_bank_address": {},
"correspondent_bank_swift": "<string>",
"account_holder": "<string>",
"account_name": "<string>",
"account_number": "<string>",
"account_type": "<string>",
"routing_number": "<string>",
"iban": "<string>",
"swift_code": "<string>",
"pix_key": "<string>",
"network": "<string>",
"wallet_address": "<string>"
}
'import requests
url = "https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations"
payload = {
"country": "<string>",
"type": "<string>",
"currency": "<string>",
"label": "<string>",
"bank_name": "<string>",
"bank_address": {},
"correspondent_bank_name": "<string>",
"correspondent_bank_address": {},
"correspondent_bank_swift": "<string>",
"account_holder": "<string>",
"account_name": "<string>",
"account_number": "<string>",
"account_type": "<string>",
"routing_number": "<string>",
"iban": "<string>",
"swift_code": "<string>",
"pix_key": "<string>",
"network": "<string>",
"wallet_address": "<string>"
}
headers = {
"X-API-Key": "<api-key>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'X-API-Key': '<api-key>', 'Content-Type': 'application/json'},
body: JSON.stringify({
country: '<string>',
type: '<string>',
currency: '<string>',
label: '<string>',
bank_name: '<string>',
bank_address: {},
correspondent_bank_name: '<string>',
correspondent_bank_address: {},
correspondent_bank_swift: '<string>',
account_holder: '<string>',
account_name: '<string>',
account_number: '<string>',
account_type: '<string>',
routing_number: '<string>',
iban: '<string>',
swift_code: '<string>',
pix_key: '<string>',
network: '<string>',
wallet_address: '<string>'
})
};
fetch('https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'country' => '<string>',
'type' => '<string>',
'currency' => '<string>',
'label' => '<string>',
'bank_name' => '<string>',
'bank_address' => [
],
'correspondent_bank_name' => '<string>',
'correspondent_bank_address' => [
],
'correspondent_bank_swift' => '<string>',
'account_holder' => '<string>',
'account_name' => '<string>',
'account_number' => '<string>',
'account_type' => '<string>',
'routing_number' => '<string>',
'iban' => '<string>',
'swift_code' => '<string>',
'pix_key' => '<string>',
'network' => '<string>',
'wallet_address' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json",
"X-API-Key: <api-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations"
payload := strings.NewReader("{\n \"country\": \"<string>\",\n \"type\": \"<string>\",\n \"currency\": \"<string>\",\n \"label\": \"<string>\",\n \"bank_name\": \"<string>\",\n \"bank_address\": {},\n \"correspondent_bank_name\": \"<string>\",\n \"correspondent_bank_address\": {},\n \"correspondent_bank_swift\": \"<string>\",\n \"account_holder\": \"<string>\",\n \"account_name\": \"<string>\",\n \"account_number\": \"<string>\",\n \"account_type\": \"<string>\",\n \"routing_number\": \"<string>\",\n \"iban\": \"<string>\",\n \"swift_code\": \"<string>\",\n \"pix_key\": \"<string>\",\n \"network\": \"<string>\",\n \"wallet_address\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-API-Key", "<api-key>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations")
.header("X-API-Key", "<api-key>")
.header("Content-Type", "application/json")
.body("{\n \"country\": \"<string>\",\n \"type\": \"<string>\",\n \"currency\": \"<string>\",\n \"label\": \"<string>\",\n \"bank_name\": \"<string>\",\n \"bank_address\": {},\n \"correspondent_bank_name\": \"<string>\",\n \"correspondent_bank_address\": {},\n \"correspondent_bank_swift\": \"<string>\",\n \"account_holder\": \"<string>\",\n \"account_name\": \"<string>\",\n \"account_number\": \"<string>\",\n \"account_type\": \"<string>\",\n \"routing_number\": \"<string>\",\n \"iban\": \"<string>\",\n \"swift_code\": \"<string>\",\n \"pix_key\": \"<string>\",\n \"network\": \"<string>\",\n \"wallet_address\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.hopnow.io/v1/accounts/{account_id}/beneficiaries/{beneficiary_id}/payout-destinations")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-API-Key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"country\": \"<string>\",\n \"type\": \"<string>\",\n \"currency\": \"<string>\",\n \"label\": \"<string>\",\n \"bank_name\": \"<string>\",\n \"bank_address\": {},\n \"correspondent_bank_name\": \"<string>\",\n \"correspondent_bank_address\": {},\n \"correspondent_bank_swift\": \"<string>\",\n \"account_holder\": \"<string>\",\n \"account_name\": \"<string>\",\n \"account_number\": \"<string>\",\n \"account_type\": \"<string>\",\n \"routing_number\": \"<string>\",\n \"iban\": \"<string>\",\n \"swift_code\": \"<string>\",\n \"pix_key\": \"<string>\",\n \"network\": \"<string>\",\n \"wallet_address\": \"<string>\"\n}"
response = http.request(request)
puts response.read_body{
"id": "<string>",
"object": "<string>",
"beneficiary_id": "<string>",
"country": "<string>",
"payment_rails": [
{}
],
"type": "<string>",
"label": "<string>",
"currency": "<string>",
"network": "<string>",
"status": "<string>",
"account_name": "<string>",
"account_number_last4": "<string>",
"account_type": "<string>",
"routing_number": "<string>",
"swift_code": "<string>",
"iban_masked": "<string>",
"clabe_last4": "<string>",
"pix_key_last4": "<string>",
"wallet_address_masked": "<string>",
"bank_name": "<string>",
"bank_address": {},
"correspondent_bank_name": "<string>",
"correspondent_bank_address": {},
"correspondent_bank_swift": "<string>",
"account_holder": "<string>",
"created": "<string>",
"updated": "<string>",
"created_by": "<string>",
"updated_by": "<string>"
}A payout destination is the bank account or blockchain wallet a beneficiary is paid into. Which fields are required depends on the destination type and, for bank accounts, on the identifiers you send. You do not choose payout rails: Hop derives them from the destination details and picks the rail for each payout from its own banking capabilities.
Bank accounts are created
Whitespace is stripped from
A crypto wallet:
active and can be paid immediately. Wallet destinations are created pending and must be approved by Hop before any payout can be released to them. Hop sends a payout_destination.updated webhook with the review outcome: status becomes active, or disabled if Hop rejects the wallet. Without a subscription, poll Get Payout Destination until status leaves pending.
Requires an API key with write access on the payments scope.
Path Parameters
string
required
The account’s external ID (starts with
acct_)string
required
The beneficiary’s external ID (starts with
bene_)Request Body
Common fields
string
required
Payout country as an ISO 3166-1 alpha-2 code. Hop delivers to every country except those under Rejected countries; one of those is rejected with
422.string
required
Destination type:
bank_account or walletstring
required
Currency this destination is paid in. The currency and the type must agree: a crypto currency requires
type: "wallet", and a fiat currency requires type: "bank_account". A mismatched pair is rejected with 422 INVALID_FIELD_VALUE on currency.string
Your own label for this destination
string
Receiving bank name (max 255 characters)
object
Receiving bank address:
address_line, city and country required, region and postal_code optionalstring
Correspondent bank name (max 255 characters)
object
Correspondent bank address, same shape as
bank_addressstring
Correspondent bank SWIFT/BIC code (max 11 characters)
string
Account holder, when it differs from
account_name (max 255 characters)account_number, routing_number, iban, swift_code, correspondent_bank_swift, pix_key and wallet_address before they are validated, so grouped digits such as 1234 5678 90 are accepted.
Bank account
Use these fields for any bank account except a PIX-only destination. Sendaccount_number or iban, whichever the destination bank uses; account_type is required only alongside account_number.
string
required
Name on the receiving account (max 35 characters, the SWIFT field limit)
string
Bank account number (max 255 characters). Required when the destination has no IBAN. When
country is MX this must be the 18-digit CLABE; there is no separate clabe request field.string
Account type as free text (max 50 characters), for example
checking or savings. Required alongside account_number. Hop does not restrict the value, so send what the receiving rail expects.string
Bank routing number (max 100 characters)
string
IBAN (max 34 characters)
string
SWIFT/BIC code. Must be exactly 8 or 11 characters.
Bank account, PIX only
A Brazilian destination paid by PIX needs only the two fields below. No account number, account type, or routing details. If you also send anaccount_number or iban, the bank-account fields above apply as well.
string
required
Name on the receiving account (max 35 characters, the SWIFT field limit)
string
required
PIX key: CPF/CNPJ, email, phone, or random key (max 255 characters)
Wallet
string
required
Blockchain network. Mainnets:
ethereum, solana, tron, plasma, bsc, polygon, xlm, avax, base. Testnets, non-production only: ethereum_sepolia, solana_devnet, tron_shasta.Must be a network the payout currency is released on; an unsupported pair returns 422 INVALID_FIELD_VALUE with details.field set to network. The pairs are listed on Create Wallet.string
required
Destination wallet address on that network (max 255 characters)
Response
string
Payout destination identifier (starts with
dest_)string
Always returns
"payout_destination"string
Parent beneficiary external ID
string
Payout country
array
Payout rails Hop derived from the destination details:
crypto for a wallet, pix when a PIX key was sent, spei for a Mexican account, swift for any other bank account. Always carries at least one element.string
Destination type:
bank_account or walletstring
Destination label, or
nullstring
Currency
string
Blockchain network for a wallet,
null for a bank accountstring
Destination status:
active, pending, or disabled. A new bank account is active; a new wallet is pending until Hop reviews it, and the outcome (active or disabled) raises payout_destination.updated.string
Name on the receiving account, or
nullstring
Account number masked as four asterisks plus the last 4 characters, for example
****7890string
Account type as supplied at creation. Free text, not a fixed set of values.
string
Bank routing number, or
nullstring
SWIFT/BIC code, or
nullstring
IBAN masked as the first 4 characters, four asterisks, and the last 4, for example
GB29****6819string
CLABE masked as
**** plus the last 4 digits. For a Mexican destination this and account_number_last4 carry the same digits.string
PIX key masked as
**** plus the last 4 charactersstring
Wallet address masked as the first 6 characters, four asterisks, and the last 4, for example
0x742d****0bEbstring
Receiving bank name, or
nullobject
Receiving bank address (
address_line, city, region, postal_code, country), or nullstring
Correspondent bank name, or
nullobject
Correspondent bank address, same shape as
bank_address, or nullstring
Correspondent bank SWIFT/BIC code, or
nullstring
Account holder, when it differs from
account_name, or nullstring
ISO 8601 timestamp when created
string
ISO 8601 timestamp when last updated
string
ID of the API key that created the destination (starts with
ak_)string
Actor that last updated the destination, or
nullErrors
| Status | code | When |
|---|---|---|
404 | RESOURCE_NOT_FOUND | No such beneficiary, it belongs to another account, or it has been deleted |
422 | MISSING_REQUIRED_FIELD | A field required by the destination type or details is absent; details.field names it: account_name, account_number, account_type, pix_key, network, or wallet_address |
422 | INVALID_FIELD_VALUE | The currency and the type disagree, for example a crypto currency with type: "bank_account"; details.field is currency |
422 | INVALID_FIELD_VALUE | A wallet network the currency is not released on; details.field is network and details.currency the currency |
422 | INVALID_FIELD_FORMAT | country is MX and account_number is not exactly 18 digits; details.field is account_number |
422 | DUPLICATE_RESOURCE | The details match an active or pending destination on the same beneficiary in the same currency; details.existing_destination_id names it. Destinations are matched on wallet address plus network, otherwise IBAN, otherwise PIX key, otherwise CLABE, otherwise account number plus routing number. |
422 | VALIDATION_ERROR | The body failed schema validation, for example a swift_code that is not 8 or 11 characters, an unknown network, a country Hop does not deliver to, or a value over its maximum length; validation_errors lists each field |
Rejected countries
Hop does not deliver payouts to these countries. Acountry here, or a beneficiary country_code, is rejected with 422 VALIDATION_ERROR. Every other country is accepted.
| Code | Country |
|---|---|
AF | Afghanistan |
BY | Belarus |
CU | Cuba |
IQ | Iraq |
IR | Iran |
KP | North Korea |
LR | Liberia |
LY | Libya |
MM | Myanmar |
PK | Pakistan |
RU | Russia |
SD | Sudan |
SY | Syria |
VE | Venezuela |
Request Example
A US bank account:{
"country": "US",
"type": "bank_account",
"currency": "USD",
"label": "Main Account",
"account_name": "John Doe",
"account_number": "1234567890",
"account_type": "checking",
"routing_number": "021000021",
"bank_name": "Example Bank"
}
{
"country": "US",
"type": "wallet",
"currency": "USDC",
"network": "ethereum",
"wallet_address": "0x742d35Cc6634C0532925a3b844Bc9e7595f00bEb",
"label": "Treasury wallet"
}
Response Example
{
"id": "dest_7hq3nd0xk52vplf9rtb1wcue",
"object": "payout_destination",
"beneficiary_id": "bene_9gt1ummgx127biovlurm9mq2",
"country": "US",
"payment_rails": ["swift"],
"type": "bank_account",
"label": "Main Account",
"currency": "USD",
"network": null,
"status": "active",
"account_name": "John Doe",
"account_number_last4": "****7890",
"account_type": "checking",
"routing_number": "021000021",
"swift_code": null,
"iban_masked": null,
"clabe_last4": null,
"pix_key_last4": null,
"wallet_address_masked": null,
"bank_name": "Example Bank",
"bank_address": null,
"correspondent_bank_name": null,
"correspondent_bank_address": null,
"correspondent_bank_swift": null,
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"created": "2026-01-15T10:05:00Z",
"updated": "2026-01-15T10:05:00Z",
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}